What We Stand For
To help ensure a dynamic banking industry, now and in the future, ABA is focused on the following policy priorities:
For Communities
Bolster the economy to empower households and small businesses
For Businesses
Refocus regulation to expand access to credit and capital
Our Industry's Impact
Employing 2 million people
FDIC Call Report 2026 Q1
Safeguarding $20.5 trillion in deposits
FDIC Call Report 2026 Q1
Extending $13.7 trillion in loans
FDIC Call Report 2026 Q1
Our Issues
What's Impacting Customers and Communities
Debit and Credit Card Interchange
Some in Congress are proposing legislation that threatens the valuable benefits that consumers receive with their credit cards.
Digital Assets
Closing loopholes left open in the GENIUS Act will ensure that the digital asset market operates in a responsible, efficient, and secure manner.
Fraud Prevention
Fraud is a threat to all Americans, and without a large-scale plan to stop fraudsters, consumers will continue to be scammed out of their hard-earned money.
Interest Rate Caps
Proposals to cap credit card interest rates at 10% would have devastating impacts on consumers and the economy.